Nov 30, 2023

During an expanded discussion of civil society organizations.. “ Solidarity ” and “ Misr Al Khair ” clarify plans to deal with the issue of debtors in the coming period
“ Al Qamari ”: We are cooperating with Misr Al Khair due to its history in dealing with the issue of debtors. The launch of the “Yusr” platform is awaiting further coordination with various parties.
-We are coordinating with all state agencies to dry up the sources of debt.. and we have prepared a blacklist of exploitative merchants in cooperation with the Consumer Protection Agency.
Mohamed Rifai:
The issue of debtors enjoys the support and attention of President Sisi.. and we bear it upon us to resolve the issue in cooperation with the state.
Within the framework of unifying the state’s efforts to dry up the sources of debt in Egypt, the Misr Al Khair Foundation, in cooperation with the Ministry of Social Solidarity, and with the participation of a number Among the civil society organizations working to relieve the distress of debtors, an expanded round table was held to review the steps taken in the case so far, and to present future moves, in the presence of Counselor Mohamed El-Gamari, Legal Advisor to the Ministry of Social Solidarity, Chairman of the National Committee for Debtors, Dr. Mohamed Rifai, CEO of the Misr El-Kheir Foundation, Dr. Mohamed Mamdouh, Head of the NGO Development Sector at the Misr El-Kheir Foundation, and Dr. Hanan Al-Derbashi, Head of the Debtors Sector at the Misr El-Kheir Foundation.
The CEO of the Foundation said: Misr Al-Kheir, in his speech today, Wednesday, during the round table organized by the Misr Al-Kheir Foundation under the title “The Role of Civil Organizations in Draining the Sources of Grief in Egypt...Policies...Implementation Mechanisms,” said that the issue of debtors does not affect just one person, but rather destroys an entire family. Therefore, we find this issue receiving great attention from the President of the Republic to confront and eliminate this phenomenon, and dry up the sources of grief to maintain family and social cohesion.
Dr. Mohamed Rifai, CEO of the Misr Foundation, confirmed that Al-Khair said that the issue of male and female debtors is receiving very great attention and support from President Abdel Fattah El-Sisi, President of the Republic, through serious work to eliminate the phenomenon of debtors and dry up the sources of debt, pointing out that the creditors’ sector in the Misr Al-Khair Foundation works to monitor the cases of debtors, support them, and raise awareness of the seriousness of the debt, and work to achieve this through a legal team and support from the Ministries of Justice and Interior, and developing the work of civil society organizations in this regard.
Mohamed Al-Qamari, the legal advisor, said. To the Minister of Social Solidarity, Chairman of the National Committee for Debtors, holding this round table in which the Ministry of Social Solidarity participates, along with a number of civil society institutions working in the field of relieving the distress of debtors, led by the Misr Al-Khair Foundation and the Al-Masry Foundation, comes based on the Ministry’s vision of establishing an integrated society to achieve economic solidarity for all its members, explaining that the issue is of great importance to the presidency, and the Ministry has worked during the past period to establish a social safety network for the citizen, raise his standard of living and encourage the private sector to play its role. In this regard, Al-Gammari added during the roundtable that the Ministry is cooperating with the Ministry of Interior to protect debtors through the Sanad initiative, and also formed a committee for male and female debtors that aimed to determine the definition of debtors, but it concluded that the legal amendment was useless at the present time. Al-Qamari indicated that the committee has made great strides in dealing with the issue, as an account was opened to collect donations at Nasser Social Bank for this issue, and work is still underway to launch a platform. "Yusr" links all those working on this issue at all its levels and its legal, economic, awareness-raising, media and social dimensions.
One of the most important initiatives that the Ministry of Social Solidarity is working on in coordination with civil society institutions, most notably the Misr Al-Kheir Foundation, in the current period, according to "Al-Gamari", is to focus on creating collective projects to confront the phenomenon and studying the provision of alternatives through the provision of micro-credit, and investing in civil society efforts to monitor Al-Gharmin's distinguished products in each governorate and work to market them.
Dr. Hanan emphasized Al-Derbashi, head of the debtors’ sector at the Misr Al-Kheir Foundation, said that the phenomenon of debtors is not only related to women, but rather includes males to a greater extent. This is what studies and the foundation’s database have shown, where we found that 68% of those in debt are males, while only 32% are females, pointing out that the foundation covers all governorates and we found 44% of those in debt in Lower Egypt and 46% in Upper Egypt.
Al-Derbashi indicated that, until last July, Misr Al-Kheir was able to To relieve the distress of 75,000 debtors, including 7,000 debtors without lawsuits, explaining that the reasons for the debt are economic and social reasons through their undertaking micro-projects without feasibility studies, or spending on a sick family member, or meeting basic living needs for the family, and social reasons such as the high cost of marriage.
Dr. Mohamed Mamdouh, Head of the NGO Development Sector at the Misr Al-Khair Foundation, said that the Misr Al-Khair Foundation is working on the issue of the debtors through two axes. There are two main axis: the axis of eliminating distress, and the axis of draining the sources of grief, adding: We have 14 field offices and a large group of social researchers at the republic level, and we ascertain the extent of the case’s deserving of assistance and work to relieve its distress and help it. In the second axis, drying up the sources of grief, we engage in multiple partnerships and spread the idea of confronting grief and the danger of signing trust receipts, and within 6 months we have raised awareness for six thousand individuals and trained 500 civil society organizations. We are working on a family economic empowerment program and see the availability Experience and skills to implement the project, noting that this meeting comes within the framework of the activities of the NGO Sustainability Observatory of the Arab Center for the Sustainability of Civil Work.
For her part, Dr. Iqbal Al-Samalouti, a member of the Board of Trustees of the Misr Al-Kheir Foundation, said that the role of NGOs in the issue of the debtors is very important, especially their role in raising awareness, and informing the citizen of the seriousness of the legal matter in a simple way, so that they do not fall in love again.
Al-Samalouti expressed her appreciation for the contribution of the Education Authority. Adults and the eradication of illiteracy in participating in efforts to dry up the sources of grief, stressing the importance of the Literacy Eradication Authority communicating with the target group, to educate and educate them, which has a great impact in preventing many from falling into the cycle of grief.